Consumers are actively seeking holiday shopping deals, with 38 percent specifically looking for ways to save money during the season. Here's how to maximize your savings during holiday shopping:

Plan Smart

• Create a detailed gift list with budget allocations
• Focus on meaningful gifts rather than expensive purchases
• Consider homemade gifts or gently used items
• Start early to take advantage of early-season discounts

Maximize Digital Savings

• Join retailer email lists and loyalty programs
• Follow favorite stores on social media
• Use retailer mobile apps for exclusive deals
• Utilize AARP's money-saving apps guide for additional support

Find the Best Deals

• Search for coupon codes online (Google "[store name] + coupon codes")
• Visit coupon websites like RetailMeNot and CouponCabin
• Keep receipts for potential rebates and cashback
• Monitor prices for early sales (electronics can be marked down 24.1%, toys 23.8%, and apparel 20.8%)

Price Protection Tips

• Check store price adjustment policies
• Many retailers offer price matching within 14-15 days
• Notable examples:
  • Apple: 14-day price adjustment
  • Target: 14-day price adjustment
  • Best Buy: Price match during return period
  • Gap: 14-day price adjustment

Remember to submit rebates immediately as they typically expire within weeks, and always verify store policies before making purchases.

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